What Can I Afford?
Franklin County, PA · Franklin County Life
Franklin County market data
Your Finances
Annual Gross Income
$
Before taxes — include all household income
Monthly Debt Payments
$
Car loans, student loans, credit cards — not rent
Down Payment Saved
$
Include closing costs (~3%) in your savings plan
Mortgage Interest Rate
%
Current 30-yr fixed ~6.5–7%
▼ Show credit score rate adjustment
Credit Score
Down Payment Scenario
Conservative
20% down · 30yr
Typical
10% down · 30yr
FHA Minimum
3.5% down · 30yr
USDA / VA
0% down · 30yr
Comfortable Budget
Stretch max:
Housing DTI
Total DTI
Monthly Payment
Total Monthly
Cash Needed to Close
Down Payment
Closing Costs (~3%)
Title, lender, escrow fees
📍 Where You Stand in Franklin County
Your comfortable budget vs. median prices by area
Ready to Get Pre-Approved?
Connect with a local Franklin County lender who can give you a real pre-approval number — often within 24 hours.
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